ECommerce

Price Comparison of Transactional Bulk SMS in India

BulkSmsMantra

No setup costs | No license costs | No monthly costs | No sender ID cost |
You just pay a small fee per SMS | FREE API Integration Code

Package SMS Credits Cost in INR Total cost in INR(Inclusive
Service Tax)
Validity
Gold 10,000 1500 1685/- 1 Years
Diamond  25,000 3500 3932/- 1 Years
Platinum 50,000 6500 7303/- 1Years
Super saver 1 lac 12000 13483/- 1 Years

SSD India

SMS Credits
Credit Charge
Cost
5,000 Credits 20 Paisa 1,000 Rs.
10,000 Credits 19 Paisa 1,900 Rs.
25,000 Credits 18 Paisa 4,500 Rs.
50,000 Credits 17 Paisa 8,500 Rs.
1,00,000 Credits 16 Paisa 16,000 Rs.
3,00,000 Credits 15 Paisa 45,000 Rs.
5,00,000 Credits 14 Paisa 70,000 Rs.
10,00,000 Credits 13 Paisa 1,30,000 Rs.

Pay2All

Quantity
Transactional Route
Normal Route
Promotional Route
1000 SMS Rs. 300.00 INR Rs. 300.00 INR Rs. 300.00 INR
5000 SMS Rs. 1500.00 INR Rs. 1500.00 INR Rs. 1500.00 INR
10000 SMS Rs. 2500.00 INR Rs. 2300.00 INR Rs. 2000.00 INR
25000 SMS Rs. 5500.00 INR Rs. 5300.00 INR Rs. 5100.00 INR
50000 SMS Rs. 10,000.00 INR Rs. 9,000.00 Rs. 8,000.00
100000 SMS Rs. 14,000.00 Rs. 13,000.00 Rs. 12,000.00
500000 SMS Rs. 60,000.00 Rs. 58000.00 INR Rs. 57000.00 INR
More Then 500000 0.11/Credit 0.11/Credit 0.10/Credit

IndiaBulkSMS

Sl. No. Package Name SMS Credits Amount (INR) Validity Per SMS Cost
1 Bronze-TS 10000 3000 Unlimited 30 Paise
2 Silver-TS 50000 10000 Unlimited 20 Paise
3 Gold-TS 100000 18000 Unlimited 18 Paise
4 Diamond-TS 500000 80000 Unlimited 16 Paise
5 Platinum-TS 1000000 150000 Unlimited 15 Paise

DND Bulk SMS Ahmedabad

Quantity

Price(Rs.)

Validity

10000 3000 unlimited
25000 5500 unlimited
50000 9000 unlimited
100000 15000 unlimited
200000 29000 unlimited

Bulk SMS Global

No. of SMS

Price/SMS

Recharge Amount

5,000 20 paise Rs. 1,000
25,000 17 paise Rs. 4,250
50,000 14 paise Rs. 7,000
1,00,000 13 paise Rs. 13,000
5,00,000 12 paise Rs. 60,000
10,00,000 11 paise Rs. 1,10,000

SMSINDIAHUB

No setup costs | No license costs | No monthly costs | No sender ID cost | FREE Integration Code with 5,000 Credits pack | You just pay a small fee per SMS | Rs.1517/- Onward's

No. of SMS

Rupees

Validity

Rate

Amount

Service Tax

Tax Amount

5000 Rs. 1517/- Unlimited 0.27 Rs. 1350/- 12.36% 167/-
10000 Rs. 2809/- Unlimited 0.25 Rs. 2500/- 12.36% 309/-
25000 Rs. 6471/- Unlimited 0.23 Rs. 5750/- 12.36% 711/-
50000 Rs. 8427/- Unlimited 0.15 Rs. 7500/- 12.36% 927/-
100000 Rs.14607/- Unlimited 0.13 Rs. 13000/- 12.36% 1607/-

SMS Gateway Hub

No setup costs | No license costs | No monthly costs | No sender ID cost | FREE Integration Code with 5,000 Credits pack | You just pay a small fee per SMS | 1685/- Onwards

No. of SMS

Rupees

Rate

Amount

Tax

Tax Amount

Validity

5,000 Rs.1685/- 0.30 Rs. 1,500/- 12.36% 185 Unlimited
10,000 Rs. 3146/- 0.28 Rs. 2,800/- 12.36% 346 Unlimited
25,000 Rs. 7854/- 0.27 Rs. 6,750/- 12.36% 834 Unlimited
50,000 Rs. 12921/- 0.23 Rs. 11,500/- 12.36% 1421 Unlimited
75,000 Rs.16011/- 0.19 Rs.14,250/- 12.36% 1761 Unlimited
1,00,000 Rs.17978/- 0.16 Rs.16,000/- 12.36% 1978 Unlimited

smslane

Package Number of SMS Cost per SMS Cost(Rs.)
Business-15 15000 0.19 2850
Business-25 25000 0.18 4500
Business-50 50,000 0.16 8,000
Business-100 (Economy) 1,00,000 0.14 14,000
Business-100 (Premium) 1,00,000 0.18 18,000

My SMS India

Package

SMS Credits

Price/SMS

Total Package Cost in INR (inclusive Tax)

Validity

Trial 1000 0.22 220 1 year
Basic 5000 0.15 843 1 year
Bronze 10000 0.14 1573 1 year
Silver 25000 0.13 3652 1 year
Diamond 50000 0.12 6742 1 year
Platinum 100000 0.11 12360 1 year

SMS Horizon

SMS Pack

Rate/SMS (Ps)

Validity

Total (Including Taxes)

5000 30ps 1 Year 1,750
10000 26ps 1 Year 2,990
25000 22ps 1 Year 6,500
50000 16ps 1 Year 8,950
1 Lac & more 13ps & less - -

1 Paise SMS

Package Name

Validity

Messages

Cost Per SMS (in Rupees)

Amount (in Rupees)

Bulk SMS 10,000 3 Months 10,000 0.30 3,000/-
Bulk SMS 25,000 3 Months 25,000 0.28 7,000/-
Bulk SMS 50,000 6 Months 50,000 0.25 12,500/-
Bulk SMS 1,00,000 1 Year 1,00,000 0.22 22,000/-

Bulk SMS Service

No. of SMS

Rupees

Rate

Amount

Tax

Tax Amount

Validity

5000 1011 0.18 900 12.36% 111 Unlimited
10000 1798 0.16 1600 12.36% 198 Unlimited
25000 4157 0.148 3700 12.36% 457 Unlimited
50000 6910 0.123 6150 12.36% 760 Unlimited
75000 10365 0.123 9225 12.36% 1140 Unlimited
100000 13371 0.119 11900 12.36% 1471 Unlimited

Payment Gateway Options in India

Definition

Payment gateway allows us to receive payments online, instantly if we're selling anything online as a merchant. It allows one to make payment using:

  • Credit card
  • Debit card
  • Netbanking/online bank transfer
  • Mobile payment
  • Cash cards

Payment gateway is also an interface through which one can make payment online. In terms of a webmaster or website owner it is an API provided by the payment gateway provider.

Payment Gateway Providers in India

There are plenty of Providers in India which are India based as well as International ones. Indian provider allows us to receive payments from India in all ways - Credit/debit cards, Netbanking etc but to receive payment from an international client, only credit card option is provided.

Not all international payment gateways provide option to show payment amount in Indian Rupees, but in USD or GBP.

Indian Providers

Here is a list of Indian payment gateway service providers:

  • ICICI Payseal
  • EBS
  • Direcpay
  • ABCPayments
  • HDFC
  • Indiapay
  • Trillionpay
  • ePaymentglobal
  • Paysignet
  • Whizpay

ICICI Payseal is the dream payment gateway provider in India with lowest charges. However it charges more deposit and may accept only reputed websites for it's services.

The payment gateway TDR(Transaction Discount Rate) of these range from around 2-5%-7%. You should check the payment gateway prices before you go for one. Even EBS too is good payment gateway provider.

International Providers

Although we can use many international payment gateways to receive payments in USD but only a few allow us to receive payment in INR.

Most commonly used International payment gateways in India are:

  • Paypal
  • 2Checkout
  • AlertPay
  • CCNow

Paypal is the best payment gateway in the world, but it has been having quite a rough drive in India for a couple of years due to RBI's policies. With Paypal we can't receive payments in India nor does it allow as to receive payment in INR. But if your client is in foreign country then Paypal, no doubt will be the best choice. If you want to integrate a payment gateway with your website, Paypal's API is the easiest to use and integrating Paypal takes least time. Opening a basic business account is free with Paypal.

2Checkout too is good with high satisfaction rate from website owners who are using it on their websites, However it costs $49 to open an account with them.

There are some small forums here

Payment gateway options for Indian merchants

Introduction

The electronic payment of cash has almost replaced the physical cash transaction with the introduction of online payment gateways. Many businesses today provide products and services online and payment via electronic mode has reduced the hassles related to physical handling of money. Many banks have come up with facilities to businesses to make money online with the use of Credit card/ Debit card/ netbanking facilitating easy money transfer through a secured connection. Many banks offer a 26 bit encrypted SSL for security purposes though some come in 18-20 bit secure SSL encryption.

How does it work??

The customer logs on the website and chooses the products and places order by using the “order” or similar radio button and enters the card details. The website then encrypts the information in a SSL environment and establishes link between the customer’s browser and the merchant’s counterpart, thus initiating the payment.

The whole transaction starting from placing the order till the settlement of funds between bank, merchant and service provider typically takes 2-3 days time. However, the customer will know the status of the transaction instantly.

Payment Gateway(s) are equipped with the technology to debit the user and credit the merchant/ service provider in no time. With the click of a mouse, the monies are transferred across the geographical boundaries and the recipient can instantly check the success of the transaction in no time. Third party merchants like CCAVenue, (Indian company name) or Paypal (international Company name) provide the electronic payment services by charging the users (also called commission). To avail a payment gateway service, initially, the user should have a website, with facilities such as:

  • Terms and conditions for chargeback and refund policies
  • Site integration to facilitate the online payments

The costs to have a payment gateway set up varies from merchant to merchant and varies according to the up gradation charges, transaction failures, volume of transactions and the like. For a start up business in India, Paypal services may appear costly with their charges as compared to the ICICI direct pay and CCAvenues.

In case of transaction failures, speedy resolution of the failure should be addressed while availing a payment gateway service. The paper work may be high for the first time while availing such service, but care must be taken to go through each and every sentence before signing the terms and conditions. The payment settlement cycles also should be considered; like whether the settlement is on daily basis or weekly basis or so. The facilities provided by Payment Gateway Merchant varies from providing a chat, weekly report or a shopping cart which should be integrated for speedy disposal of transactions in queue. Any delay in integration of all these services will delay the payment resulting in a frustrated customer and negative feedbacks.

Some providers also offer discounts if the revenues exceed a specified threshold limit. Also the password recovery policies are stringent in some cases.

The Payment Gateway has not assumed high importance in Indian industries and it takes some time for many more merchants to come into this line of business before, Indian businessmen can provide world class payment gateway services. Especially it's high costs and pricing are deterrent to new merchants.

The salient features are:

  • If one plan to provide a product or service online, he will definitely need a payment gateway whether directly through the Bank or via a third party service. Authorise.net is one such service provider which enables businesses to process and receive payments using the credit card. The card processor facility is fast and the down time is very less in this.
  • Echeck payments are other similar service which allows accepting echecks at a comparatively high cost. This replaces a paper check which usually takes 7-10 days for funds to be cleared. Echeck on the other hand takes less than 3 days when the payer wants to float the purchase for 2-3 days.
  • Address Verification service provided by some merchants allows verification of credit card addresses with the pin code furnished at the time of making payments.
  • Online shopping carts are a feature requiring website design to provide good shopping experience to the customer. Online shopping cart software enables payment of numerous items at one go.
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